哪些借钱平台既正规又安全，值得推荐？

近年来，随着互联网金融的快速发展，越来越多的人选择通过网络平台借款，市面上众多借款平台中，哪些比较正规安全呢？记者经过一番调查，为您揭秘借钱平台的“靠谱榜”。

陆金所

陆金所是国内知名的网络借贷平台，由平安集团旗下子公司陆金服运营，平台拥有完善的审核机制，借款项目丰富，安全性较高，陆金所还引入了风险备付金制度，保障投资者权益。

人人贷

人人贷是国内较早的网络借贷平台之一，拥有良好的口碑，平台采用严格的风控体系，借款项目涵盖个人、企业等多个领域，人人贷还推出了风险保障金计划，为投资者提供一定程度的保障。

拍拍贷

拍拍贷是国内领先的P2P借贷平台，以小额、分散、短期借款为主，平台采用大数据风控技术，对借款人进行严格审核，拍拍贷还推出了风险备用金，保障投资者利益。

京东金融

京东金融是京东集团旗下的金融服务平台，提供消费分期、现金贷等多种借款产品，平台依托京东集团强大的实力，拥有较为完善的风控体系，京东金融还与多家银行合作，提供多样化的借款服务。

微粒贷

微粒贷是腾讯旗下的一款借款产品，用户可通过微信、手机QQ等渠道申请，平台采用大数据风控技术，审核速度快，借款门槛较低，微粒贷还提供灵活的还款方式，方便用户还款。

borrowing money from online platforms has become a common phenomenon in modern society. However, it's crucial to choose reliable and secure platforms to ensure the safety of both borrowers and lenders. After a thorough investigation, we have listed some of the most trustworthy online lending platforms, including Lu.com, Renrendai, Paipaidai, JD Finance, and Weilidai.

Now, let's switch to a more colloquial and local dialect style to sum up:

Netizens from different parts of the country have their own opinions on this matter. For instance, a netizen from Beijing commented, "It's good to see more secure platforms listed, as it helps borrowers like me make better choices." Another netizen from Shanghai said, "I've been using Renrendai for a while now, and it's quite reliable." From Guangzhou, a netizen added, "It's important to do thorough research before borrowing money online, or else you might end up in trouble."

Overall, choosing a reputable and secure online lending platform is essential for a safe borrowing experience. Borrowers should take the time to research and compare different platforms to find the one that best suits their needs.