如何选择利息最低且最可靠的借款平台？

近年来，随着互联网金融的快速发展，越来越多的借款平台涌现出来，平台之间的借款利率、可靠程度等方面存在较大差异，哪个平台借款利息最低最可靠呢？记者对此进行了深入调查。

借款平台利率对比

记者调查了目前市场上较为知名的借款平台，包括蚂蚁借呗、微众银行微粒贷、京东金融、360金融等，以下是各平台借款利率的对比：

1、蚂蚁借呗：日利率0.05%，年化利率18.25%。

2、微众银行微粒贷：日利率0.03%-0.05%，年化利率10.95%-18.25%。

3、京东金融：日利率0.05%，年化利率18.25%。

4、360金融：日利率0.03%-0.05%，年化利率10.95%-18.25%。

从以上数据可以看出，微众银行微粒贷的借款利率相对较低。

平台可靠性分析

1、蚂蚁借呗：作为支付宝旗下的借款平台，蚂蚁借呗具有较大的用户基础和口碑，其可靠性较高。

2、微众银行微粒贷：微众银行是腾讯旗下的银行，微粒贷作为其借款产品，同样具有较高的可靠性。

3、京东金融：京东金融作为京东集团旗下的金融服务平台，具有较高的信誉度。

4、360金融：360金融作为360公司的金融业务板块，可靠性较高。

综合以上分析，微众银行微粒贷在借款利率和可靠性方面均表现较好。

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